Our Services

Financial Utilities

Branchless Banking Services

Offer core financial services directly from your counter, providing massive value and convenience to local residents.

Aadhaar Enabled Payment System (AEPS)

Our biometric cash withdrawal system links with all major Indian banks. Customers can withdraw cash, verify bank balances, and print mini-statements using Aadhaar cards and thumb scans.

  • Cash Withdrawals up to ₹10,000 per transaction
  • Zero cost debit card alternative
  • Earn commission on every single cash withdrawal

Domestic Money Transfer (DMT)

Instant money transfers to any bank account in India. Retailers can collect cash from walk-in customers and transfer it immediately using NEFT or IMPS channels.

  • Available 24/7, including bank holidays
  • Double layer verification for security
  • Instant receipt generation with transaction details

Micro ATM Solutions

A pocket-sized card reader device that connects with the mobile app via Bluetooth. Turn your retail outlet into a local ATM point where customers swipe cards to withdraw funds.

  • Supports all major cards (RuPay, Visa, MasterCard)
  • Compact, rechargeable, and easy to operate
  • Highly cost-effective compared to traditional ATMs
Utility Services

Utility & Digital Bill Payments

Collect electricity, water, gas, gas cylinder bookings, broadband bills, and prepaid recharges with ease.

Bharat Bill Pay (BBPS)

Collect bill payments for state electricity boards, municipal water supplies, piped gas suppliers, telecom bills, broadband bills, and insurance premiums with absolute convenience.

Mobile & DTH Recharge

Support recharges for all major mobile and DTH networks, including Jio, Airtel, Vi, BSNL, Tata Play, Dish TV, Airtel Digital TV, and Sun Direct. Get instant cashback commissions.

FASTag Recharge

Quick FASTag recharge facilities for national highways. Accept toll payments for private cars and commercial vehicles instantly through the merchant dashboard.

More Value

Value-Added Solutions

Boost customer footfall and maximize profit scopes with booking and API systems.

Flight & Bus Bookings

Book domestic and international flight tickets, as well as bus seats for travel. Safe seats mapping and high retailer discounts.

B2B API Solutions

Integration-ready APIs for AEPS, Money Transfer, and Bill Payments. Built for white-labels, payment platforms, and developers.

UPI QR Code Solutions

Deploy static or dynamic UPI QR codes at your cash counter to collect payments directly from any UPI app (GPay, PhonePe, Paytm).

Become a SparkMudra Merchant Today!

Start offering banking, utility, and payment services from your retail shop and earn handsome commissions. Secure platform and 24/7 support.